The Romanian banking system is strengthening after each new bankruptcy recorded. The most viable economic actors are to stay on the market. Many Romanian depositors perceive banks as huge machinery using well or less-known mechanisms that multiply the clients' money through appealing percentages. What the naive depositor loses sight of is the fact that any investment bears some risks he has to take with the bank to which he deposits, besides waiting patiently, while eagerly calculating the interests until he can recoup his money. Nothing is for free or at hand in a capitalist economy of significant money stakes. The bank's profits are the only source of interest payment to the clients' deposits. The investor himself has to take some precautions and the bank must urge the depositor to take them, too. One of the most significant investors' criteria is bank's age. A big and old bank has a strong identity and a culture of its own; it trains its people in the respect of correct relations with its clients and generally enjoys a huge financial basis spread al over the world. Another criterion is the history of bank's shareholders, administrators and top officials. It wouldn't be wise, therefore, to deposit money in a bank led by a person that has pulled a mechanism of investing people's money out of business. As for the banks that are considering themselves as being healthy have to employ a policy of maximum financial and operational transparency on general accepted feat criteria to redirect the bulk of the population's savings to more serious institutions. Otherwise, the history of bankruptcies enriched by Bankoop Bank's and the possible International Bank of Religions' one, runs the risk of drawing the shadow of doubt upon itself. The banking world is built in a way that the public can perceive very little from what happens inside a bank at the level on which money are di