Banks are facing the biggest problems with the loans granted in the county of Ialomita, where 3.3% of lent sums have not been repaid. The level is over 3 times higher than the national average, which stood at 0.98% in July, according to NBR data.
The poorer counties in Romania hold the top positions in the ranking of areas with the highest levels of overdue payments in borrowed sums. Therefore, although the volume of overdue payments is correlated with that of loans granted, clients have more trouble repaying instalments in these counties.
For instance, although Bucharest concentrates the biggest volume of overdue payments, with almost 30% of the overall national volume, it is not included in the top ten. In Bucharest, the weight of overdue payments in borrowed sums stands at 0.93%, below the national average.
Other counties where banks have problems with overdue payments that account for over 1.5% in loans granted are Bistrita-Nasaud, Suceava, Brasov and Olt.
In terms of GDP per capita, Ialomita stands below the national average of 5,900 euros, with 4,051 euros per capita. In fact, the low economic potential of this county is also reflected by the low level of loans granted, Ialomita stands at the bottom end of the ranking in terms of this.
It is only Brasov that has a surprising presence among the counties at the top of the ranking, given that it ranks 5th in terms of loans contracted by the population and companies until July, and 3rd in terms of the value of overdue payments. In terms of GDP per capita, Brasov ranks 4th nationwide.
The counties that boast the lowest level of overdue payments are Tulcea, Satu-Mare, Galati, with less than 0.5%, the more so as the latter two also have a quite large loan volume.
The rankings of counties coping with the biggest problems in terms of loan repayment do not show significant ch
