The exchange rate gives the biggest headaches to leasing firms' clients, as many of them learn as late as after they acquired the car that they are the ones who have to bear the difference between the exchange rate at which the financer bought the car from the dealer and the NBR's rate of the respective day (or the one used by the financer, depending on the firm), though this is stipulated in all the contracts. There are a rising number of clients who do not read contracts attentively and they do not realise when they sign that the financing they got entails additional expenses. Contracts stipulate that any additional expense linked to the acquisition of a particular asset is born by clients. Exchange rate differences can vary from several hundred RON to several hundred euros, depending on the exchange rate and financed value. Some clients refuse to pay these sums, maintaining they were unaware of them, and they end up covered in debts, in the context where they get notifications from the leasing firm, for which they are charged 10-20 euros and overdue amounts carry late charges.

The exchange rate gives the biggest headaches to leasing firms' clients, as many of them learn as late as after they acquired the car that they are the ones who have to bear the difference between the exchange rate at which the financer bought the car from the dealer and the NBR's rate of the respective day (or the one used by the financer, depending on the firm), though this is stipulated in all the contracts. There are a rising number of clients who do not read contracts attentively and they do not realise when they sign that the financing they got entails additional expenses. Contracts stipulate that any additional expense linked to the acquisition of a particular asset is born by clients. Exchange rate differences can vary from several hundred RON to several hundred euros, depe