Insurance companies want to gain access to information regarding the number of fines or of penalty points accumulated by each driver who seals a car insurance policy in order to come up with different prices depending on each insured driver's risk profile. "We constantly have to deal with show-off drivers causing damage. For us to be able to come up with a fair price for each individual client, we need to have the information about their driving history," stated Eugen Stoica, head of the claims department of BCR Asigurari, during an insurance workshop organised by Finmedia. Stoica also proposes the modification of legislation so that it should allow the use of used car parts for cars repaired on the basis of a claims file given that insurers currently pay for new parts irrespective of the wear and tear of the replaced parts. Catalin Stroe, head of the alternative sales unit of Asirom, says that an important step on the insurance market would be the introduction of the direct compensation system, whereby claims can be settled by the damaged person's insurer. In its turn, the insurer would get its money back from the culprit's insurer through a clearing system.

Insurance companies want to gain access to information regarding the number of fines or of penalty points accumulated by each driver who seals a car insurance policy in order to come up with different prices depending on each insured driver's risk profile. "We constantly have to deal with show-off drivers causing damage. For us to be able to come up with a fair price for each individual client, we need to have the information about their driving history," stated Eugen Stoica, head of the claims department of BCR Asigurari, during an insurance workshop organised by Finmedia. Stoica also proposes the modification of legislation so that it should allow the use of used car parts for cars repaired on the ba