Those who want to have the comfort of knowing the health insurance covers annual investigations or even treatment in foreign clinics, must take out at least several hundred euros annually of their pockets, but the price of such a policy can go up to as much as several thousand euros.
Expats and large corporations' managers are the main clients of "luxury" health insurance, and the number of policies sold annually can reach several hundreds. However, these clients benefit from the best conditions, and insurers do not think twice before paying the bills for some complicated procedures, regardless of where they were performed.
"The number of policies covering treatment abroad rose visibly last year, but the market has not reached maturity, yet. We can see demand increasing for these products owing to the frequent cases of malpraxis in Romania or of hospitals lacking medical products," comments Cristian Fugaciu, general manager of Marsh insurance broker.
The price of insurance on the basis of which a client has access to treatment abroad starts from 700 euros per year and can reach 2,000-3,000 euros per year on average in the case of complex products. There are however policies without restrictions for insured sums or treatment location that can top 8,000 euros per year.
Those who want to have the comfort of knowing the health insurance covers annual investigations or even treatment in foreign clinics, must take out at least several hundred euros annually of their pockets, but the price of such a policy can go up to as much as several thousand euros.
Expats and large corporations' managers are the main clients of "luxury" health insurance, and the number of policies sold annually can reach several hundreds. However, these clients benefit from the best conditions, and insurers do not think twice before paying the bills for some complica
