Bucharest, February xx, 2012 - Romanian Commercial Bank (BCR) granted to date, loans in amount of EUR 300 million within the Government "First Home 4" Program and thus, helped nearly 8.200 families to buy their first house. BCR began, on June 6th this year, financing within the Program "First House 4", being the first bank in Romania that joined in this stage of the program. Granting of First House loan rate is much more accelerated in stage 4 in comparison with the previous stages. So far, BCR has granted over 23.000 loans within the 4 stages of the Program First House, the volume of these loans being approximately in amount of EUR 900 millions. The average value of a loan of FH4 The average value of a loan from the First House 4 Program is in amount of EUR 37.700, in decrease towards the first stage of the program when the average value was of EUR 41.200. In addition, the average value of the advance paid by the clients to purchase their first house was of 10%. The clients have thus benefited by the preferential interest conditions and advance granted throughout the program. The customer profile from FH4 In terms of profile customers beneficiaries of loans granted for First House 4, these are young men (25-34 years)who have taken the loan on a 30-year period. Eligibility Criteria of FH Can obtain a First House 4 loan any individual who has not owned solely or jointly with husband or wife, a house, irrespective of the manner and time when it was acquired, or who owns the exclusive property or together with the husband or wife, more than a house, acquired otherwise than by the Program, in a useful area less than 50 sqm. The first step a person has to make in order to buy a house through the First House Program is to come to the bank, even if he has not yet found the house he needs. BCR counselors will present the details of the loan, the necessary documents for the l