One customer of the Romanian Commercial Bank (BCR) yesterday sent the members of the Romanian Parliament a letter requesting the investigation of the activities conducted by the Romanian Banking Association (ARB), the Government, the International Monetary Fund, (IMF) and BCR concerning the loan agreements concluded between the bank and its customers. Unhappy with the current situation of his loan contract, the author of the letter announces that he will go on "banking strike", by paying his installments with a delay of 29 days, and is asking for the creation of a parliamentary commission to protect citizens against the abuse of banks.
In the letter addresses to the Parliament, the customer of BCR writes: "I think that it is unacceptable that a lawful country, member of the EU, would delay the enactment of the amendments to the Law no. 193/2000, namely, the desire to change these regulations in order to eliminate the possibility for consumer protection associations to file lawsuits with the court which could lead to a banking institution being forced to amend all the contracts which include that clause. (...) I am supported by other 326 Romanian citizens who took out loans between 2006 and 2009 from the most important bank in the system, BCR. All of these people, myself included, took out loans to build a better future for their families. Most of the loans are real estate loans, guaranteed with a property. The value of these loans is 20 million Euros, money which went back into the economy in various forms: purchases of construction materials, apartments, notary fees, taxes paid to the state for those buildings".
The author of the letter considers himself as an AAA rating customer - in other words, one who pays on time, and he chose to conclude a loan agreement with BCR. In the letter, the customer states: "Due to the fact that, in 2010, following the a
