Home owners are likely to be able to thermally insulate their houses with the aid of advance-free state guaranteed RON loans, with an interest rate made up of the six-month ROBOR inter-bank rate (standing at 5.7% at present) plus a 0.5% margin, that is a rate of as much as 7% per annum, and with a value of as much as 1,500 euros per apartment room, 5,000 euros per home respectively. The draft has been discussed with bankers at the Finance Ministry jointly with the Regional Development and Tourism Ministry, being launched under emergency proceedings. To boost home thermal rehabilitation through loans, the state plans to grant owners a 75% cut in the annual home tax over the period of the loan. Loans can be granted over a period of 5 to 10 years, and the money can be inclusively used to replace the building's heating system or to fit out solar panels on the roof. Is a loan registers late payments, the bank will get its money back from the Loan Guarantee Fund, while tax authorities will subject the home owner that took out the loan to forced sale.

Home owners are likely to be able to thermally insulate their houses with the aid of advance-free state guaranteed RON loans, with an interest rate made up of the six-month ROBOR inter-bank rate (standing at 5.7% at present) plus a 0.5% margin, that is a rate of as much as 7% per annum, and with a value of as much as 1,500 euros per apartment room, 5,000 euros per home respectively. The draft has been discussed with bankers at the Finance Ministry jointly with the Regional Development and Tourism Ministry, being launched under emergency proceedings. To boost home thermal rehabilitation through loans, the state plans to grant owners a 75% cut in the annual home tax over the period of the loan. Loans can be granted over a period of 5 to 10 years, and the money can be inclusively used to replace the building's heating s